Best Card Machine UK – Compare Top Providers & Fees
Looking for the best card machine in the UK? Compare top providers, fees, contracts & payout speeds. Find the right option for your business in minutes.
Best UK Card Machines 2026
- Shift4 – Free card terminal, from 0.99% per transaction, no monthly fees.
- Dojo – Fast next-day settlements, from 1.2%, great for retail & hospitality.
- SumUp – 1.69% flat rate, no contract, perfect for sole traders.
- Square – Free reader, 1.75% flat rate, includes free POS software.
- Worldpay – Custom negotiated rates for higher-volume businesses.
- EVO Payments – Competitive rates tailored to established businesses.
- Elavon – Strong multi-currency support for international-facing businesses.
Frequently Asked Questions
Which card machine is best for a UK business?
It depends on your monthly volume. Under £5k/month: SumUp or Square (no contract, simple pricing). Over £10k/month: Worldpay or EVO (custom low rates). Wanting zero monthly costs: Shift4.
What are typical card machine fees in the UK?
Transaction fees range from 0.99% (Shift4 negotiated) to 1.75% (Square/Zettle standard). Monthly terminal rental ranges from £0 to £30+ depending on the provider and contract.